Buying

Walk unannounced into your doctor's office and what is the first question you will hear? "Do you have an appointment?" It's a logical question because the doctor is highly trained, and must work in an organized manner. A doctor's time is spent not only seeing patients, but also researching, diagnosing, and treating their medical concerns.

Once you decide to purchase a home, you're also likely to begin asking, "How soon can we move in?" As homebuyers, you can influence the answer to that question in two ways.

At any given moment, there are many homebuyers actively seeking just the right home to purchase. Most qualified, motivated buyers choose to work with an agent. They do so because they understand that most of their counterparts - sincere, motivated sellers - have listed their homes with an agent. They know the agent can show them virtually any home currently for sale in the marketplace.

Are you familiar with the Latin term 'caveat emptor'? You should be - if you plan to buy a home.

Here are two powerful financial tips you can employ when buying your next home. First - offer sellers cash for their home. No, no, not your cash - the lender's cash. This gets the sellers' attention. Before looking at homes, ask the real estate agent to set a "pre-qualification" interview with a mortgage lender.

Home buying is an exciting adventure - once your mortgage is approved. By following a few simple steps, you can breeze through loan approval, and be on your way to moving day.